20 Money Mindset Books for Women That Will Transform Your Life

February 16, 2022

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Whether you have dreams of becoming a millionaire (or billionaire!), or just want financial freedom so you can stop worrying about your future, money mindset books will help you get there.

Like it or not, money is a necessity in our society. And it can make life easier or cause stress. Money is a tool and source of power. And especially for women, it is incredibly important to feel confident and empowered when it comes to anything related to your finances.

I used to think that money mindset was a “woo-woo” concept until I started my own business. I realized I needed to make some mental adjustments to my thought patterns if I wanted to achieve the goals and influence I dreamed of having. In fact, the right mindset is critical to success in any area. And it’s something that needs to be cultivated and maintained. And this is true no matter what you do.

So What Is Money Mindset?

What comes to mind when you hear the word “money?” Whether you’re aware of it or not, everyone has a unique relationship with money. The real question is whether your current money mindset is serving you.

Your money mindset is your set of beliefs—conscious and subconscious—around all things money. How you think and feel about money affects your financial habits, behaviors, and decisions, including how you earn, save, spend, invest, and all the ways in which you might give and receive it.

It’s not your fault if you have an unhealthy relationship with money. Depending on a host of factors including (but not limited to) your upbringing, your education, your family, your social circles, your life experiences, and your values, you have received and internalized countless messages around money that you didn’t intentionally curate.

But now that you know this, you are in charge of changing it.

How to Improve Your Money Mindset

Believe it or not, the best way I’ve found to improve your money mindset (and the method that has worked for my successful Beyond Influential guests), has been reading books on money mindset and putting the lessons into practice.

That’s why I’ve curated the 20 best money mindset books for women that cover everything from how to improve your money mindset, to debunking common money myths, to actionable money mindset tips and exercises you can put into practice immediately. These recommendations will help you break through self-limiting thoughts, start building wealth, and achieve financial freedom.

20 Money Mindset Books for Women That Will Transform Your Life

You Are a Badass at Making Money: Master the Mindset of Wealth by Jen Sincero

You Are a Badass at Making Money

Jen Sincero’s You Are a Badass at Making Money is an excellent place to start working on your money mindset and improving your relationship with money. The material in this book was drawn from Sincero’s own financial transformation over just a few years from a broke 40-year-old to successful business owner, and now a highly sought after coach, speaker, and multiple-time New York Times bestselling author.

Sincero makes the process of shifting your thoughts around money easy-to-grasp, actionable, and not too “woo-woo” (if you’re not about the woo life), while adding plenty of stories and humor so it’s not dry and boring. The exercises in the book will help you uncover the doubts, fears, and limiting beliefs that are holding you back from making the money you want, so you can learn how to relate to your personal finances in a new and healthier way.

A Happy Pocket Full of Money, Expanded Study Edition: Infinite Wealth and Abundance in the Here and Now by David Cameron Gikandi

A Happy Pocket Full of Money, Expanded Study Edition

I picked up A Happy Pocket Full of Money after it was recommended to me during a Beyond Influential interview by guest Jill Stanton, founder of the Millionaire Girls Club. As a now 7-figure entrepreneur who started from scratch, she found it incredibly helpful in leveling up her mindset to what was required to become a millionaire.

I want to give a fair warning: if you’re not ready to approach this book with an open mind, this one might not be for you. This book even includes guidance on how to read it: first read it once through in its entirety, then read it a second time more slowly, and lastly, don’t read the book with your logical mind, but rather feel the lessons in the book.

However, if you are open to concepts related to the law of attraction and manifestation, A Happy Pocket Full of Money is all about developing wealth consciousness and practicing deliberate thoughts and intentions around money, abundance, and happiness.

Click here to check out Beyond Influential Ep. #157 Jill Stanton on the Millionaire Mindset Shifts You Need to Build a 7-Figure Business You Love

We Should All Be Millionaires: A Woman’s Guide to Earning More, Building Wealth, and Gaining Economic Power by Rachel Rodgers

We Should All Be Millionaires - 20 Money Mindset Books for Women

Rachel Rodger’s We Should All Be Millionaires has quickly become one of my favorite money books to recommend to women across the board. It doesn’t matter how old you are or what you do for a living—whether you’re an entrepreneur, influencer, or professional woman in any career setting, you ,em>need to read this book.

Only 10 percent of the world’s millionaires are women, which means it is more difficult for women to be making the impact they want (and deserve) to be making. In this book, Rodgers —a Black woman, mother of four, attorney, business owner, and self-made millionaire—not only shares the lessons she’s learned in her own journey to wealth, but also the tested tips, tools, and frameworks she’s developed from coaching hundreds of women through their own journeys to seven figures.

We Should All Be Millionaires sets up a straightforward, practical, step-by-step path to becoming a millionaire yourself. The book covers what it takes to achieve financial freedom: from addressing the specific challenges women and minorities face in acquiring wealth, to busting popular money myths, to challenging any limiting beliefs that are standing in the way of you becoming rich. You’ll learn how to stop making “broke-ass decisions,” and start setting higher goals for yourself. Plus, Rachel also includes ideas and strategies to start making money ASAP.

Overcoming Underearning: A Five-Step Plan to a Richer Life by Barbara Huson (formerly Barbara Stanny)

Overcoming Underearning - 20 Money Mindset Books for Women

Barbara Huson (formerly Barbara Stanny) has written several books that I’ve read and can highly recommend that help women with their money mindset and management.

Barbara’s shares her personal story of learning to manage her finances in her forties after the trusted men in her life, who handled her money, screwed her over. She has made it her mission to learn all there is to know about women and money and to share that knowledge with others so they can avoid the same challenges she had to face.

Overcoming Underearning is part book, part journal, and part workbook. This is one of the most actionable money mindset books I’ve read. It also covers the five steps (with techniques and exercises) you need to earn what you deserve, gain financial independence, and live up to your full potential.

Rewire for Wealth: Three Steps Any Woman Can Take to Program Her Brain for Financial Success by Barbara Huson (formerly Barbara Stanny)

Rewire for Wealth - 20 Money Mindset Books for Women

Research shows that men and women view money differently, and in Rewire for Wealth, Barbara Huson (formerly Barbara Stanny) shares a practical three-step formula to change your money mindset based on her 20+ years of experience and the latest neuroscience, psychology, and mind-training techniques.

You’ll learn how to train your brain to recognize, reframe, and respond differently so you can overcome unhealthy financial behaviors, create new wealth-building habits, and take control of your life.

The Psychology of Money: Timeless lessons on wealth, greed, and happiness by Morgan Housel

The Psychology of Money - 20 Money Mindset Books for Women

Being “good with money” has nothing to do with how smart you are or what financial knowledge you have. People often talk about money from a mathematical perspective. But really, we all have unique thoughts around money and make decisions from an emotional view, based on our past experiences, motivations, and values.

In The Psychology of Money, Morgan Housel shares 19 interesting and easy-to-read short stories that illustrate the variety of ways people think about money. This quick read teaches valuable lessons that will help you shift your money mindset and make better financial decisions overall.

Think and Grow Rich!: The Original Version, Restored and Revised by Napoleon Hill

Think and Grow Rich! 20 Money Mindset Books for Women

I don’t know if you can have a money mindset book list that doesn’t recommend Think and Grow Rich by Napoleon Hill.

With over 100 million copies sold, Think and Grow Rich is considered the “Granddaddy of All Motivational Literature” and is one of the most popular self-improvement books of all time.

Based on principles of success drawn from Andrew Carnegie, Henry Ford, Thomas Edison, and other millionaires of his time, Hill reveals the “Philosophy of Achievement” that can be used to create wealth and abundance in your own life.

Spoiler: Mindset was a critical element of their success.

This is also another timeless book that I was gifted and read as a kid. And the earlier you can absorb these lessons, the better.

The Richest Man In Babylon by George S. Clason

The Richest Man In Babylon by George S. Clason | 20 Money Mindset Books for Women

The Richest Man in Babylon is a timeless classic on money and wealth that everyone should have on their shelf. The ancient Babylonians are credited as the first people to discover the universal laws of prosperity. And in The Richest Man in Babylon, George S. Clason shares ancient parables that reveal their secrets for creating, growing, and preserving wealth.

This bestseller has been in print for almost a century and its lessons are still so relevant today. In simple and easy-to-understand language, the book offers educational and entertaining stories that will teach you valuable lessons around earning, keeping, and growing your money. From the tales of merchants, tradesmen, and herdsmen. You’ll learn how to plan finances, get out of debt, make your money work for you, choose wise investments, and secure a lasting fortune.

This book also makes a great gift. In fact, my parents bought it for me when I was around 10 years old. And so I always recommend it as a great starting point for learning about money. (Education around financial literacy should start early!)

Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by Robert T. Kiyosaki

Rich Dad Poor Dad book

For over 20 years, Robert Kiyosaki’s Rich Dad Poor Dad has been a staple on the personal finance bestseller charts. (And yet another book I received as a gift that holds up today.)

Rich Dad Poor Dad is Robert’s story of growing up with two father figures—his real father and the father of his best friend, his “rich dad”—and how they both impacted his thoughts about money and investing.

This book debunks several money myths and also explains the critical difference between working for your money and having your money work for you.

Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth by T. Harv Eker

Secrets of the Millionaire Mind - 20 Money Mindset Books for Women

T. Harv Eker’s Secrets of the Millionaire is a money mindset classic. Don’t let your subconscious sabotage your success. The way to change your financial future starts with priming your mind.

Eker covers how childhood influences shape your financial perspective and can lead to self-defeating money thoughts and habits. He offers four key strategies to improve your attitudes and actions around money so you can achieve financial success.

Eker also introduces seventeen money mindset lessons called “Wealth Files,” which describe how rich people think and act differently from those who struggle. Each lesson includes exercises to put these millionaire mindset practices into action so these thought patterns become second nature.

I Will Teach You to Be Rich, Second Edition: No Guilt. No Excuses. No BS. Just a 6-Week Program That Works by Ramit Sethi

I Will Teach You to Be Rich, Second Edition

Giving up your lattes is not the secret to building wealth. Ramit Sethi’s bestselling I Will Teach You to Be Rich is one of the most actionable money books that covers both mindset. And practical tips you can start applying immediately.

Whatever your definition of a rich life is: Ramit is all about making sure you’re putting your money in the best places it will grow. So you can spend guilt-free where and when you want.

Along with improving your money mindset, I Will Teach You to Be Rich also covers realistic financial situations and how to tackle them. Including optimizing your credit cards, negotiating bank fees, crushing your student debt, and more. Your life should be much more than worrying about money.

This is also another great read and gift for teens and young adults.

Get Rich, Lucky Bitch!: Release Your Money Blocks and Live a First-Class Life by Denise Duffield-Thomas

Get Rich, Lucky Bitch book

If you’re interested in the art of manifesting money, this book is for you. In Get Rich, Lucky Bitch!, money mindset coach  Denise Duffield-Thomas shows you how to break through your money blocks. And start attracting and earning what you’re worth.

She makes the ideas of abundance and manifestation feel less “woo” and more practical and grounded. And she does it in a way that’s easy to read and understand. I really enjoy her laid-back and conversational style.

Denise walks you through what manifestation actually is. And her practical five-step formula for attracting more money (or anything) in your life. She knows you might be a skeptic when it comes to the idea of “manifesting”. And she keeps this in mind as she explains why and how it actually works.

Mindset: The New Psychology of Success by Carol S. Dweck

Mindset: The New Psychology of Success

After decades of research, world-renowned Stanford University psychologist Carol S. Dweck, Ph.D., discovered a simple but groundbreaking concept: the power of mindset as the key to unlocking achievement and success.

Carol Dweck’s revolutionary book Mindset has changed millions of lives with its teachings around the importance of mindset. And how to apply it in both personal and professional settings. This is the book that defined and popularized “mindset” as we know it today. And it offers insights into cultivating the “growth mindset” necessary for success and transformation versus having a “fixed mindset.”

If you’re out to change your mindset around money (or any area you’d like to improve), this book is a must-read.

“Through clever research studies and engaging writing, Dweck illuminates how our beliefs about our capabilities exert tremendous influence on how we learn and which paths we take in life.” – Bill Gates

The Law of Divine Compensation: On Work, Money, and Miracles by Marianne Williamson

The Law of Divine Compensation

​​The Law of Divine Compensation is a quick but powerful read that takes a spiritual look at abundance. Bestselling author and spiritual teacher Marianne Williamson shares principles that can help you alleviate financial stress. And overcome the mental and emotional blocks standing in the way of your prosperity.

While the book does have several religious references, its concepts are universally relevant and can be applied regardless of your belief system.

Many readers revisit this book again and again—as one reviewer says, “The messages within this book will never grow out of date! The principles within this book are literally timeless. This was my first time to read it but will be added to my very small list of annual reads. This cast as clearly as any book I’ve read of how your inner view of wealth and abundance impacts your outer reality. Read it and I believe it’ll change your future.”

The Power of Broke: How Empty Pockets, a Tight Budget, and a Hunger for Success Can Become Your Greatest Competitive Advantage by Daymond John and Daniel Paisner

The Power of Broke

If you believe a lack of access to funds or resources is holding you back in business, The Power of Broke will show you why starting a business on a limited budget can be an entrepreneur’s greatest competitive advantage.

Shark Tank star and Fubu founder Daymond John has been practicing the power of broke ever since he started selling his home-sewn t-shirts on the streets of Queens.  With only a $40 budget, Daymond had to strategize innovative ways to promote his products. As he couldn’t rely on money, he maximized his passion and creativity to launch the campaign that set in motion the FUBU brand becoming a six-billion-dollar global phenomenon.

The Power of Broke helps you shift any lack-of-money excuses into productive thoughts by showing how having little-to-no budget can make you more creative, more efficient, more authentic, and more profitable in business. With inspiring stories from Daymond’s own journey, as well as from dozens of successful entrepreneurs who hustled their way to wealth, this book will show you what you can do when success is your only option.

Rich As F*ck: More Money Than You Know What to Do With by Amanda Frances

Rich As F*ck: More Money Than You Know What to Do With

Amanda Frances is on a mission to help you change your relationship with money. Once you see money for what it is and realize your power over your finances, you’ll find yourself attracting more of it.  If you want a conversational-style, quick and easy-to-read book that will help you remove any money blocks, you’ll want to pick up Rich As F*ck: More Money Than You Know What to Do With by Amanda Frances.

Women & Money by Suze Orman

Women & Money by Suze Orman

For years, Suze Orman has been an influential figure in the finance space and education around it. All of her previous books were written with the belief that gender is not a factor to smart financial management, until Suze realized there was an “unknown factor” holding back so many of the powerful women in her life from taking the right steps around money.

In her #1 New York Times Bestselling book Women & Money, Suze helps you repair and deepen your relationship with money. So you can develop a healthy and honest view that genuinely reflects your own abilities to acquire and manage wealth.

When you have a healthy relationship with money, it shows through in your personal relationships and other aspects of your life. Confidence around your finances empowers you to go out and achieve what you want in life.

Women & Money includes actionable exercises to help you remove any limiting beliefs you might have around money. As well Suze’s Financial Empowerment Plan to quickly set you up for success by teaching you how to protect yourself, spend smart, build your future, and give to others.

This is another book that should be required reading for women at any age.

Money: A Love Story: Untangle Your Financial Woes and Create the Life You Really Want by Kate Northrup

Money: A Love Story

Your relationship with money is just like any other relationship. It takes self-awareness and work to get it to where you want it to be.

In Money: A Love Story, Northup starts with a “Money Love Quiz” so you can identify where your relationship with money currently stands. This book includes practical, step-by-step exercises that will help you address and improve both the emotional and practical aspects of your financial life. You’ll learn how to shift negative money beliefs, set a budget. Spend according to your values, get out of debt, and more. This is a read that’s definitely worth picking up.

Worthy: Boost Your Self-Worth to Grow Your Net Worth by Nancy Levin

Worthy: Boost Your Self-Worth to Grow Your Net Worth

In Worthy, Nancy Levin reminds us that our net worth is a direct reflection of our self-worth. The real road to financial freedom isn’t about changing what we do. It’s about changing how we feel—which requires more than information on how to invest or create a budget.

This easy-to-read book is filled with straightforward exercises designed to help you uncover and replace any feelings of unworthiness or doubt around money with the willingness and ability to see yourself as worthy of abundance in all forms.

As one Amazon reviewer said, “This book is beyond amazing. This is a self-help book that ACTUALLY HELPS YOU. I kept notes in my phone for each exercise and I noticed when I went back to look at some of them that my thinking had actually changed for the better since the beginning.”

Happy Money: The Japanese Art of Making Peace with Your Money by Ken Honda

Happy Money book

If you’re a fan of Marie Kondo’s book The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing or her other content, you will like Ken Honda’s Happy Money: The Japanese Art of Making Peace with Your Money.

Ken Honda is Japan’s #1 bestselling personal development coach. And in this book he teaches you how to achieve peace of mind when it comes to money.

Did you know money is more than just paper, it has the ability to smile? Money changes when it is given with a certain energy. And you want to make sure you are both giving and receiving from grateful and joyful places.

Happy Money is focused on helping you create and generate personal wealth and happiness.

You’ll learn how to treat money as a welcome guest (allowing it to come and go with respect and without resentment), understand and improve your money EQ, let go of any scarcity mindset blocks. And embrace the process of both receiving and giving money.

According to one reviewer, ”This book explains very well about the nature of you and money as energy from an EQ (emotional intelligence) point of view which makes it unique among many financial management books based on money IQ.

It may be tough but if Happy Money leads to happy life and Unhappy Money leads to unhappy life, it’s worth your effort to look at your relationship with your money NOW especially if you are stressed about money. After all, it’s just a game.

As I started practicing “Arigato in” and “Arigato out”, I became more conscious about the energy flow of the money around me as well as how I receive and spend my money. I’m reminded that people and relationships are way more important than money. I certainly want to surround myself with happy money and people with happy money.”

For more on money mindset, check out these Beyond Influential episodes!

If you enjoyed this post, check out these Must Read Business Books for Entrepreneurs!

For more book recommendations, check out all my favorites on Amazon!

If you don’t want to miss any of my recommendations, make sure you’re on my email list!

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